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Accumulator MarcSeven Index™ Annuity Issues Up to Age 85 7-year Surrender Charge 107% Guaranteed Accumulation No Bonus = Higher Caps and Rates Multi-Asset Volatility Control and stock index options Income MarcSeven Index™Issues up to age 80 7-year Surrender Charge 107% Guaranteed Accumulation No Bonus = Higher Caps and Rates Multi-Asset Volatility Control and stock index options Built-in Income Rider: 7% Benefit-Base Bonus, 7% Compounded Rollup Rate for 7 Years

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Address: 705 W. Benjamin Ave. Norfolk, NE 68701 Website: www.premiersmi.com

Guarantees subject to the claims-paying ability of EquiTrust Life Insurance Company. Withdrawals before age 59 1/2 may result in a 10% IRS penalty tax. Contracts issued on Form Series IC116-ET-FIA7-20000(10-16). Rider issued on Form Series ICC16-ET-IBR-ER-FIXED(07-16). EquiTrust does not offer investment advice to any individual or agent and this material should be construed as investment advice. EquiTrust Life Insurance Company, West Des Moines, Iowa. For Producer Use Only. AC17-MK7-1125

For Agent Use Only - Not Intended For Soliciting To The Public. For questions on any of the above information or announcements, Please Contact: Premier Marketing | 705 W. Benjamin Ave. | Norfolk, Nebraska 68701 | 800-365-8208 Manage your email preferences