| + | Good bill of health: No medications, good height and weight, routine check-ups with physician |
| + | Needing Coverage Fast: Traditional underwriting can take 4 to 8 weeks. If the client qualifies, they can get coverage within days instead of weeks. |
| + | The client is ok with paying a little more in premiums |
| + | The client doesn't like being poked |
| + | So-So bill of health: "If you know that your client has had a few health concerns in the past (diabetes, cancer, heart attacks, etc.) and are on multiple medications. Fully underwritten products allow the underwriters to fully view your medical report, exams offer current blood work and urinalysis in case there are any changes in the clients medical report." -quoted from: Jeff Root on LifeHappens.org |
| + | The client is okay with waiting: Underwriting can take 4-8 weeks to process the exam and medical reports. The examiners will contact the clients to set up a time and a location that works best for the client. |
| + | Understanding the process: When client's understand that once their exams have been processed and medical records reviewed by the underwriters, the carriers will offer the best rate possible. |
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contact a marketer > Premier Life & Annuities 800-365-8208 |
For questions on any of the above information or announcements, Please Contact:
Premier Companies | 705 W. Benjamin Ave. | Norfolk, Nebraska 68701 | 800-365-8208
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